Watch our video from Sainsbury’s Finance to find out why trying to save money with DIY or rogue tradesmen could end up costing you more money in the long term
Those of us who enjoy home decorating know there’s nothing like being able to save a few pounds here and there with a bit of DIY. [...]
Your home contents insurance cover is something you should consider carefully if you have expensive gadgets like an iPad, an iPod, laptop, or other portable devices that are worth a lot of money. Consider not only the cost of the device itself, but also the images, songs, apps, and other things downloaded on to it.
For [...]
When you are shopping for home insurance, you may be offered add-ons to your contents insurance, including home legal cover. Home legal cover can help with the expenses of legal action and is often sold with home insurance or car insurance for around £15 to £20 extra on your annual premium. Sometimes it is included [...]
Flood insurance is often not included in your normal home insurance. Many people find that they do not have adequate flood cover along with their buildings cover and content cover. One of the main reasons is that people choose insurance policies based on premium price without checking exclusions and coverage. Whether you live in a [...]
Your student loans are wiped if you die, so the debt does not become part of your estate. However, many students accumulate quite a bit of other debt while they’re at university, including credit card debt and overdrafts. Life insurance could help your family pay these debts off in the event of your death. Fortunately, [...]
Accidental damage, with regards to your home contents insurance, is damage resulting from a non-deliberate and unexpected external action. So, it’s basically an unintended incident that harms the contents of your home. There are, of course, exclusions. You cannot, for instance, claim for gradual wear, simple mechanical failure, or damage done by your pets (by [...]
There’s always something we can do to make our financial picture rosier in the future, even if we’re dyed-in-the-wool savers. Here are 5 tips to save money in the new year, Try them and you’ll be a money saving expert.
1. Don’t settle for simply renewing your insurance.
Yes, it’s easier to continue your home or car [...]
Home insurance can be unnecessarily expensive and you want to make sure you’re getting the most for your money so it’s important that you periodically do a home insurance comparison to see what cover you could be getting for your money.
You can do a comparison online but to do it you’ll need some basic information [...]
Your home insurance consists of two parts: buildings cover and contents cover. Buildings cover is for the structure itself, while contents cover is for everything inside that isn’t part of the structure. In most cases, buying buildings cover and contents cover together saves you money on your premiums.
When you compare home insurance, know what you [...]
Most of us have added to our arsenal of mobile gadgets over the years and many of us are surprised to find that we regularly carry around a couple of thousand pounds worth of equipment every day.
If you want insurance cover for these possessions you carry around regularly, you’ll need to add personal possessions cover [...]
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