Prepaid cards have risen in popularity over recent years, particularly in the travel industry and consumers unable to access a bank account or with poor credit, although people from all walks of life are finding them to become incredibly useful. A prepaid card looks very similar to the credit and debit cards you will be [...]
Disposable incomes have been hit hard recently due to increases in the cost of petrol and diesel, gas and electricity, and food. We all know that there are ways to cut costs but they take time and effort and many people would rather pay the price than sacrifice time. Are the people whotake the time [...]
If you’ve used Google or Yahoo recently to search for the customer service number of a bank, business or even hospital, you can’t fall to notice the proliferation of websites using premium rate phone numbers to charge you for this simple piece of information. The Industry watchdog, PhonepayPlus , has warned that scammers are displaying [...]
Those with impeccable credit histories can now get better credit cards than ever before and cash back is looking very interesting.
Section 75; what is it and why do you need to know?
Given the mix of tasty fruit and banana skins 2011 offered we thought we’d look into our crystal ball to give our view as to what 2012 might hold for UK personal finance.
Google launched its new Wallet application, which allows consumers to shop by simply tapping their smartphone at a PayPass checkout, in September. The app uses a relatively new technology (in terms of its applications to personal finance and payment methods) called near field communication (NFC) to send payment information to the reader and carry out [...]
Let’s face it, Christmas can be an incredibly expensive time, and often a time that our wage packets are unable to handle. In order to prepare for your purchases over the holiday period, you might be looking to apply for a credit card. Everyone enjoys doing their Christmas shopping in their own way; you could [...]
If you’ve ever wondered how the UK credit rating system works, then you’re not alone. On average 165,000 people in the UK search online each month for the phrase ‘What is Credit Rating?’. What’s more, there are countless posts in forums from consumers asking credit-related questions, which are often answered completely incorrectly. aqua card, a [...]
I know I can’t believe I’ve brought up Christmas and it’s only October, but when we spend millions on gifts every single year, preparation is key. The effects of the difficult financial climate and the squeeze on the government’s purse are starting to take their toll as 39% of people plan to spend less money [...]
