Using gender to calculate insurance premiums is discriminatory! Kind of obvious really, but discrimination is surely the basis of the insurance industry otherwise we’d all be paying the same and have exactly the same policy! However, the European Court of Justice has ruled (after a consumer group in Belgium complained) that gender discrimination crosses an [...]
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Gap car insurance is actually a way to cover the difference, or ‘gap’, between the current value of your vehicle and any outstanding balance you have on your car loan. With this policy in place, you don’t have to worry about anything if you are involved in an accident with some of the loan still [...]
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Those who want to save money on car insurance can take a number of active steps to cut premiums. However, for many people cheap car insurance happens almost automatically with the passage of time. A quick tip – when you get your car insurance renewal price through, compare insurance quotes to see if anyone will [...]
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If your MOT is out of date, you may have problems claiming on your car insurance. That doesn’t mean you cannot collect altogether, but it could be problematic. For example, if your MOT was a few days out of date and you had it booked for an MOT appointment at the time of the accident, [...]
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Whenever you’re in a car accident that causes any damage to a car or injures a person, you should report it to the police. This helps ensure that road safety is maintained, and helps you and the car insurance companies build up an official version of what happened. Informing the police helps protect innocent victims, [...]
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You don’t have to wait until renewal time to compare car insurance. If you haven’t made a claim, you can usually cancel your current policy with a refund, though some car insurers do charge you a penalty for cancelling a policy early. However, sometimes the savings are worth it. Once you’ve made a comparison, double [...]
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Choosing the right caravan insurance is, like with car insurance, a matter of finding policies that meet your needs, and comparing prices, voluntary excesses, and other details. But, where do you start when you want to buy caravan insurance? Answering the following questions will help you narrow down your options: Will you be using your [...]
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1. Compare car insurance quotes When shopping for motor insurance, check out as many quotes as you reasonably have time for. Three is a good start, but five or seven is even better for comparison purposes. Just remember to compare the quotes on a like-for-like basis. For instance, if you want breakdown cover included, get [...]
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Don’t pay more for your motor insurance than you have to! There are many things you can do to help make cheap car insurance a reality. Here are 3 ways to reduce your premiums: 1. Compare and switch. It’s easy to compare car insurance premiums online and it only takes a few minutes. If you [...]
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If you’re a woman, you may come away particularly happy after you compare motor insurance because you’ll almost always pay less than a man who has the same individual needs and circumstances as you. There are several reasons motor insurance for women costs less. Here are 4: Fewer accidents. Women have fewer serious accidents. While [...]
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