Gap car insurance is actually a way to cover the difference, or ‘gap’, between the current value of your vehicle and any outstanding balance you have on your car loan. With this policy in place, you don’t have to worry about anything if you are involved in an accident with some of the loan still [...]
In order to drive legally and get your car taxed, you are required to buy car insurance. Several things affect the rates you pay for your motor insurance, and you will be asked to provide extensive information when you buy insurance so that your rate can be calculated as accurately as possible.
Of course, insurers need [...]
Your comprehensive car insurance may or may not cover you for driving other people’s cars (defined as cars that you neither own nor hire). Include this type of cover in any car insurance comparison if you think you may have occasion to drive a friend or relative’s car. It can be a great convenience if [...]
You may wonder if your breakdown cover can help you if you are involved in a car accident. The short answer is yes, but there are caveats.
Unless your breakdown cover specifically includes accident management, you could be stuck with out-of-pocket expenses, even after your roadside assistance arranges for your car to be removed from the [...]
Those who want to save money on car insurance can take a number of active steps to cut premiums. However, for many people cheap car insurance happens almost automatically with the passage of time.
A quick tip – when you get your car insurance renewal price through, compare insurance quotes to see if anyone will beat [...]
If your MOT is out of date, you may have problems claiming on your car insurance. That doesn’t mean you cannot collect altogether, but it could be problematic.
For example, if your MOT was a few days out of date and you had it booked for an MOT appointment at the time of the accident, the [...]
Whenever you’re in a car accident that causes any damage to a car or injures a person, you should report it to the police. This helps ensure that road safety is maintained, and helps you and the car insurance companies build up an official version of what happened. Informing the police helps protect innocent victims, [...]
You don’t have to wait until renewal time to compare car insurance. If you haven’t made a claim, you can usually cancel your current policy with a refund, though some car insurers do charge you a penalty for cancelling a policy early.
However, sometimes the savings are worth it. Once you’ve made a comparison, double check [...]
There’s always something we can do to make our financial picture rosier in the future, even if we’re dyed-in-the-wool savers. Here are 5 tips to save money in the new year, Try them and you’ll be a money saving expert.
1. Don’t settle for simply renewing your insurance.
Yes, it’s easier to continue your home or car [...]
There are three basic types of car insurance: third party (liability), third party plus fire and theft, and comprehensive.
In some cases, comprehensive insurance covers contents of your car, subject to several restrictions, such as the use of forced entry on a locked car, and the assumption that you took reasonable precautions to keep the items [...]
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