From Virgin, Tesco, Metro Bank and others – what new banking faces should we expect on the UK high street in 2012?
From Virgin, Tesco, Metro Bank and others – what new banking faces should we expect on the UK high street in 2012?
Given the mix of tasty fruit and banana skins 2011 offered we thought we’d look into our crystal ball to give our view as to what 2012 might hold for UK personal finance.
Before anyone can set off from their home town and into fresher’s week, there is some important business every student needs to take care of – opening a student bank account. Some of the major benefits of student bank accounts are the great deals and rates that are usually on offer – but most importantly [...]
If you have never had your own bank account before there are few things you should know before jumping in to the finance sector head first. Opening your first bank account is a big step and forms the basis of your credit history so you need to ensure you do everything right.
What will you use [...]
In modern society it can be incredibly difficult to get by in day-to-day life without a bank account. However, opening up a new bank account is easier said than done if you have bad credit.
Options available
You might need to consider bank accounts for bad credit; one type that is often suitable is a bog-standard basic [...]
A recent survey from Barclays found that increasing numbers of young people in the UK have difficulty in managing their money. Over a third of respondents aged between 16 and 24 said that they regularly ran out of money. Meanwhile, others didn’t understand how credit cards and current accounts worked.
So, if you’re looking to make [...]
If you are looking for a new current account, you’re probably thinking about charges, interest rates and service when you compare your options, which is a good place to start. However, with mobile technology rapidly developing, access to a leading and secure banking service on your mobile phone should also be one of your main [...]
The National Lottery will help fund a new initiative designed to help financially-excluded people in the UK access financial products and to help them manage their money more effectively. The ‘Improving Financial Confidence’ project will work alongside the voluntary sector and social housing providers across the country to help financially-excluded people avoid going into debt.
Improving [...]
The number of current accounts that charge customers now exceeds the number of free banking accounts. That’s the conclusion of a recent report from the Financial Times which has found that free banking in the UK is in decline as more and more banks charge for banking services.
The newspaper reports that there are now 58 [...]
Banks offer a wide range of incentives to consumers to encourage them to switch their banking. Packaged current accounts often offer travel insurance, an interest-free overdraft and mobile phone protection to account holders who move their current account, while some deals offer preferential rates on other financial products.
Now, however, a leading newspaper has found that [...]
Charity giving during the recession
Ethel Johnstone said: I think you're right to highlight t
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Are fixed rate savings accounts the best way to save?
Anon said: The catch is that you won’t be ab
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Smart meters – Energy made easier
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Is mobile broadband too expensive?
Mark said: You also have to factor in the lin
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Lack of high speed broadband ‘costing Britain £1.3 billion’
Stewart Cresswell said: In July 2009, the communications wa
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