You can now include Liverpool Victoria in your comparisons on our site when you look for car, home and travel insurance.

[More]

You can now include Simple Travel Insurance in your comparisons when you look for holiday cover on compareandsave.com.

[More]

You will now get 25% off the price of a Direct Line Travel Insurance policy if you buy it online.

Direct Line offers single trip policies from £10.66 and annual multi-trip policies from £48.25 and will offer cover for children travelling independently on excursions such as school trips.

[More]

We are now running a survey, in association with Barclaycard, which gives respondents a FREE Thomas Cook voucher worth up to £150 and the chance to win 1 of 20 iPod shuffles.

The survey asks what you, as consumers, think about certain types of credit cards and how they fit into your everyday lives.

[More]

MBNA has recently launched single and annual multi trip travel insurance products.

Both products include free cover for children under the age of 4 and £10m cover for medical expenses abroad (per trip on the annual products).

MBNA credit card customers will also receive a 10% discount if they pay for their travel insurance policy on their card.

Travellers can choose between a choice of cover for short or long breaks for either business or pleasure in the UK or abroad.

MBNA Single Trip insurance policies start from as little as £4.10 with the option of adding up to 17 days winter sports cover.

Children under the age of 18 are covered for free on Single Trip Family policies.

The MBNA Annual Multi-Trip travel insurance starts from £39.72 for a single person policy and £61.44 for a Family policy and covers the policyholder for as many trips as they like during the year, whether they are in the UK or abroad, for up to 31 days each time.

The annual policies include free cover for children under 18 both when travelling with the adults covered under the policy and when travelling independently.

Policyholders will also enjoy lower premiums because of the loyalty discount they will receive when they renew their multi-trip cover the following year.

Click the relevant link for more information about MBNA Travel Insurance and the MBNA credit card.
 

Earlier this month we reported that Norwich Union had conducted research which found that 51% of British holidaymakers were considering leaving travel insurance off of their list of holiday essentials this year due to the increased pressures resulting from the credit crunch(News article: ‘Scrapping travel insurance ‘isn’t worth the risk’’).

When we reported this story, we knew that we would have to bring our readers methods to cut the cost of their travel insurance, as well as reasons why it’s not wise to leave for a holiday without this cover. We thought this is especially important considering we have just entered the peak holiday season.

The Foreign Commonwealth Office (FCO) says “Don’t travel without insurance...take out adequate Travel Insurance or you could face a huge medical bill if you fall ill and need treatment”.

Norwich Union reported that in 2007, over £60m was paid out in insurance claims with the cost of the average medical claim at £1,200 and the average luggage claim at £220.

The FCO reports that it costs £35-45,000 for an air ambulance from the East coast of the USA back to the UK.

There are several ways you can cut the cost of your travel insurance and some even mean that you shouldn’t lose out on the amount of cover you receive.

[More]

According to Sainsbury’s Finance, over 50 million domestic holidays are taken by UK residents each year.

The obvious thing that comes to mind when thinking about travel insurance is the medical cover it provides should you become ill or be injured whilst abroad.

It wouldn’t be silly to presume that Britons taking domestic holidays think they don’t need travel insurance because if they get ill or injured they think they will be treated under the National Health Service (NHS) as normal. Of course, they would be right about the NHS part, but possibly wrong about not having a need for travel insurance.

Travel insurance would not be needed by a Briton to cover their NHS treatment in another area of the UK but it could still be considered an essential because things can go wrong no matter where you are on holiday.

[More]

When people think of travel insurance, they generally think of it as being something to protect them while they are on holiday.

However, some people forget that travel insurance is also there to protect them before they set off.

Most travel insurance will include an element of cancellation cover to cover the traveller if they need to cancel the trip because events such as illness, the death of a ‘close family member’ and redundancy.

When you go to buy your travel insurance, the insurer will not ask you when you want cover to begin and end but will instead ask you for your departure and return dates.

This can be quite confusing for those people wondering about their cancellation cover because it would appear it doesn’t start until the day of departure. Some people may think this means that if you can’t make the holiday on the day of departure then your cancellation cover will kick in regardless of when the insurance was purchased.

What some people don’t realise is that this cover will only apply if the travel insurance policy was purchased before the event causing the need to cancel occurs. If a family member becomes ill after you have booked your holiday but before you have purchased your travel insurance and they then happen to pass away before you go on holiday, your insurer may not cover you for cancelling your holiday because the death will not be totally unexpected.

Another possible scenario could be that you have booked your holiday and get ill in the time frame before you purchase your travel insurance. Your cancellation cover will therefore not be valid if you were ill at the time you purchased your travel insurance because you will have been aware of the slightest possibility that you may not make your holiday.

The key thing to learn from these possible scenarios is that buying your travel insurance as close to the time of booking your holiday is probably the most sensible thing to do.

If you compare travel insurance it won’t take you long to find the policy that’s right for your individual needs and circumstances. If you have any doubts about whether or not you can get insurance cover, it is probably best to make these queries before you book your holiday.

Click the link to compare travel insurance

Today is the last day of the Barclaycard survey which for the last month has been giving all who complete it a Thomas Cook money-off voucher worth up to £150.

The Barclaycard survey takes just a few minutes to complete and asks participants about their spending habits both on and offline.

Once you have completed the survey, you just need to enter in your address details so we can send you the voucher.

The voucher will be worth £150 to a group of 2 people booking a holiday of 14 nights or more or £100 for a group of 2 people booking a holiday for 7 nights or more or a single person booking a holiday for 14 nights or more.

What’s more, if you use your Barclaycard to pay for your holiday, you won’t have to pay the usual 2.5% credit card fee.

Click on the link to take part in the Barclaycard survey

If you are going on holiday, don't forget your Travel Insurance