New customers can now enjoy 0% on balance transfers until January 2010 with the MBNA Platinum Credit Card, plus 0% on purchases until March 2009.
What’s more, you won’t have to pay an annual fee and will be able to manage your credit card account online. You will also have access to customer services 24 hours a day.
Our recent poll has revealed that consumers are looking for the safest place to put their money in the current economic climate.
In this month’s poll we asked our readers to tell us where they would rather put their money.
Recent news has been awash with stories of the troubles being faced by UK banks, which has resulted in consumers worrying about where to put their savings.
In the recent poll we conducted, 20.4% (44 people) said they would feel their money was safest under their mattresses or elsewhere in their home, showing that consumer confidence in banks really is under question.
There are substantial discounts to be gained by switching from offline to online financial products, plus you can do your bit for the environment too.
You could switch your gas and electricity tariff from a standard tariff to an online tariff and save money on your energy bills.
You can now get an exclusive Christmas offer on the MBNA Platinum Credit Card through compareandsave.com, provided you are one of the first 1,000 customers to make a successful application.
If you’re one of the lucky 1,000, you will receive 0% on balance transfers until December 2009 (subject to an admin fee of 2.9%, 0% on card purchases until May 2009 to any purchases made before 31st December 2008.
Yesterday it emerged that the website Paperticket.co.uk, a website selling concert tickets, had been shut down by the Metropolitan Police under suspicion of fraud under the ‘Proceeds of Crime Act’.
As a consequence, thousands of people have been warned they may not receive their tickets - except for the lucky proportion that used their credit cards and will so likely be covered by section 75 of the Consumer Credit Act.
However, it’s not just fraudsters that could cause consumers to be left out of pocket in these hard times.
The last two weeks have seen some major events in the world of banking, including the collapse of two Icelandic banks holding around £4.5bn belonging to British Savers.
As a result, we are wondering how you are feeling about the current situation and where you currently feel it is safest to keep your money.
Just yesterday Uswitch.com predicted that 1.7 million people in the UK will resort to taking cash out on their credit cards to fund Christmas.
If you are one of those 1.7 million, STOP, put the credit card down slowly and read on.
New customers will now receive 16 months 0% on balance transfers with the Virgin Credit Card.
The great thing about this offer is that customers will get the interest-free offer for 16 months from the date the account is opened.
Did you know that at the end of 2007 there were 73.2 million credit cards and charge cards in circulation in the UK compared with around 60 million people?
Credit cards now have a vital role in the world of personal finance, and have for some time, yet there doesn’t seem to be a comprehensive guide about them anywhere online.
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