MBNA have today launched a new offer on their Platinum and Platinum Rewards credit cards.

New customers on either card will benefit from 0% on balance transfers until 1st September 2009 (subject to a 2.9% admin fee) and 0% on purchases until 1st November 2008.

Both the MBNA Platinum credit card and the MBNA Platinum Rewards credit card come with a low typical variable APR of 15.9% and require borrowers to be at least 18 years of age.

They also both come with online account management and no annual fee.

The MBNA Rewards credit card gives 1 reward point for every £1 spent on the card and comes with MBNA Secure which protects both you and your card.

Click the relevant link for more information about:

MBNA Platinum Credit Card

MBNA Platinum Rewards Credit Card

This offer is current as of 16th JULY 2008. Terms and Conditions apply. For more offers please refer to the Offers section of compareandsave.com’s ‘Your money matters blog’.

If you're a student, you will spend a vast amount of your time thinking about how to manage your finances. The Barclaycard Student Credit Card could help you to do this, providing it is used sensibly.

Plus, it comes with lots of benefits that will help you to stretch your cash further as well as a low typical APR of 14.9% (variable).

What’s more, you will receive discounts from a wide range of retailers, holiday deals through the Travel Service and you will be able to opt in to a text alert service which will send you a text message five days before your credit card payment due date.

Cardholders also benefit from an Identity Protection Service which offers advice about protecting against identity theft, and Purchase Delivery Protection which provides cover against loss or damage to online, phone or mail orders from the time they are despatched to the time they arrive at your door.

Click the link for more information about the Barclaycard Student Credit Card
 

Capital One has launched a new low rate credit card aimed at people looking for a cheap low rate for the life of their balance transfers and purchases.

The Capital One Low Rate Credit Card offers a low typical APR of 8.5% p.a. variable on both balance transfers and purchases plus does not charge a balance transfer fee.

The low rate will help cardholders to manage their finances without having to worry about the rate climbing at the end of a promotional period.

It also comes with a free identity theft service.

The card is available to those aged 21 and over, with a minimum annual income of £10,000.

Click the link for more information about the Capital One Low Rate Credit Card
 

Capital One has extended the interest-free offer on its platinum credit card.

At the beginning of June, Capital One announced that it was offering a 0% interest rate on balance transfers and purchases until 1st September 2009, which worked out at around 15 months interest-free.

The credit card provider has announced that new customers will now be able to get 0% on their balance transfers and purchases until 1st October 2009 when they take out the Capital One Platinum Credit Card.

This means new customers that apply for the card today would also benefit from almost 15 months interest-free on any balances they move over from other cards and on any new purchases they make.

The card is available to those who are at least 21 years old, pass the Capital One credit checks and have a minimum annual income of £10,000.

The card also comes with a competitive typical APR of 12.9% variable.

There is a 3% balance transfer fee applied to the card for any balances moved over from other credit cards.

Click the link for more about the Capital One Platinum Credit Card
 

The results for the compareandsave.com poll, ‘Have credit card offers improved, got worse or stayed the same over the past two years?’ are now in.

Thank you to all those people who took the time to participate in our poll and we hope you find the results as interesting as us.

Of the 301 people that took part in the poll, a massive 47.2% (142) said that they thought credit card offers had got worse over the past two years.

On the flipside, 25.2% (76) said that credit card offers had improved and 10.3% (31) said the offers had stayed the same.

The percentage of people who said they didn’t know if credit card offers had improved or not over the last two years was relatively high at 17.3% (52).

For those of you who thought credit card offers had deteriorated over the last two years, we currently have some great new credit card deals on the site.

The Capital One Platinum Credit Card is offering 0% on balance transfers and purchases until September 2009.

Plus, the Barclaycard Platinum Credit card is offering 6 months free gadget insurance which gives the cardholder £500 cover for gadgets and £500 for personal possessions.

Click the link to find out more about the Capital One Platinum Credit Card.

Intrigued by the gadget cover? Click the following link to find out more about the Barclaycard Platinum Credit Card.

We have today launched the new compareandsave.com breakdown cover poll. It is dotted around the site on most pages, so if you see it and have a few spare seconds, please have your say and make your vote.

The Halifax has launched its new All In One credit card offering 0% on balance transfers AND purchases for 10 months.

On top of these competitive interest-free periods on balance transfers and purchases the card also boasts a low typical variable APR of 15.9% on purchases and 23.95% on cash transactions.

In order to receive the 0% balance transfer offer, the transfer must be made within 90 days of the account opening and is subject to a 3% admin fee.

To qualify for the credit card you must be ordinarily resident in the UK and be at least 18 years old.

This is an offer which clearly illustrates the changing nature of credit card offers as issuers compete for custom.

Click the link for more information on the Halifax All In One Credit Card
 

Barclaycard are currently offering six months FREE Gadget and Personal Possessions Cover if you apply for one of the eligible Platinum credit cards before 5 September 2008.

The offer is running on the following credit cards:

• Barclaycard Platinum credit card with Balance Transfer
• Barclaycard Platinum credit card with Purchase and Long Term Balance Transfer
• Barclaycard Platinum credit card with Balance Transfer and Purchases

Once you receive your credit card you need to call Barclaycard to activate it before 30 November 2008 in order to get the six months FREE cover.

With the Gadget and Personal Possessions cover:

• You receive £500 gadget cover and £500 personal possessions cover
• You get £350 mobile phone insurance plus £2,000 airtime abuse cover (£500 for pay as you go customers)
• You get 90 days worth of worldwide coverage
• You can make up to three claims per year
• There is an excess of £25 per claim (this is how much you pay towards each claim)
• Items will only be covered if they are less than 3 years old
• Theft is not covered if from a commercial vehicle nor from convertibles or soft topped vehicles

When you register your insured item(s) your cover will not start for 14 days from the date of registration.

You will be able to cancel your cover at any point within the 6 month free period. If you don’t cancel the cover within the free period, and wish it to continue the cover will cost £8.99 per month thereafter, until you choose to cancel.

The offer is only available to new customers.

Click the relevant link for more information:

1. Barclaycard Platinum credit card with Balance Transfer
    
2. Barclaycard Platinum credit card with Purchase and Long Term Balance Transfer
    
3. Barclaycard Platinum credit card with Balance Transfer and Purchases
    

This offer is current as of 12th JUNE 2008. Terms and Conditions apply. For more offers please refer to the Offers section of compareandsave.com’s ‘Your money matters blog’

Capital One is offering 0% interest on balance transfers and purchases until 1st September 2009.

As well as offering the best interest-free offer for balance transfers and purchases, the Capital One Platinum credit card also comes with one of the lowest typical APRs currently on the market at just 12.9% variable.

The new deal is one of the best credit card offers seen by the market in years and one of the first in a long time to offer the same lengthy interest-free period on both balance transfers and purchases.

In addition, the Capital One Platinum credit card comes with a free identity theft service and free identity alerts powered by the credit reference agency, Equifax.

You will be eligible for this fantastic offer if you are at least 21 years of age and have a minimum income of £10,000.

If you do choose to transfer a balance over from another credit card, it will be subject to a 3% balance transfer fee. However, the amount you will save from the 15 month interest-free period should easily beat the cost of the 3% fee meaning you are still set to make substantial savings. Our balance transfer calculator will give you an estimate of just how much you are set to save if you switch credit cards.

Click the link to find out more about the Capital One Platinum credit card.
 

This offer is current as of 4th JUNE 2008. Terms and Conditions apply. For more offers please refer to the Offers section of compareandsave.com’s ‘Your money matters blog’.

Those people who apply online for a Barclaycard Platinum credit card by 6 June 2008 will receive six months FREE identity protection alert as part of an exclusive online offer from Barclaycard.

What’s more, the Barclaycard Platinum offers 0% on all balance transfers for 14 months (admin fee 2.9%) and a competitive typical APR of 14.9%.

Plus, you will pay 0% interest on all purchases made using the card for 3 months and have the option of managing your account online.

To apply for the Barclaycard Platinum you need to be at least 21 years of age and have a minimum income of £10,000 per annum.

Click the link to find out more about this limited edition offer for the Barclaycard Platinum credit card.

This offer is current as of 3rd JUNE 2008. Terms and Conditions apply. For more offers please refer to the Offers section of compareandsave.com’s ‘Your money matters blog’.

Today is the last day of the Barclaycard survey which for the last month has been giving all who complete it a Thomas Cook money-off voucher worth up to £150.

The Barclaycard survey takes just a few minutes to complete and asks participants about their spending habits both on and offline.

Once you have completed the survey, you just need to enter in your address details so we can send you the voucher.

The voucher will be worth £150 to a group of 2 people booking a holiday of 14 nights or more or £100 for a group of 2 people booking a holiday for 7 nights or more or a single person booking a holiday for 14 nights or more.

What’s more, if you use your Barclaycard to pay for your holiday, you won’t have to pay the usual 2.5% credit card fee.

Click on the link to take part in the Barclaycard survey

If you are going on holiday, don't forget your Travel Insurance