Sainsbury’s has launched a new offer on its car insurance where new customers can get 12 months cover for the price of 10.

What’s more, customers will still be eligible for the usual 10% online discount.

Sainsbury’s Car Insurance offers its policyholders the chance to earn up to a 75% no claims discount and, in the event of an ‘insured’ accident, will arrange a free courtesy car whilst the damaged car is in for repairs.

Sainsbury’s will also replace children’s car seats automatically after an accident and provide £200 cover for any Sainsbury’s shopping in your car if it gets damaged in an accident or fire, or if it gets stolen.

Policyholders also have access to a 24 hour accident recovery service along with a 24 hour helpline.

Click the link for more information about Sainsbury’s Car Insurance

This offer is current as of 15th JULY 2008. Terms and Conditions apply. For more offers please refer to the Offers section of compareandsave.com’s ‘Your money matters blog’.

Sainsbury’s Car Insurance recently conducted research and found that 17% of UK drivers are planning on taking their cars abroad this year.

We thought we would bring you some top tips to help if you decide to take a road trip abroad in 2008.

1. Minimise the risk of a breakdown
2. Be prepared in case you do breakdown
3. Plan your route
4. Ensure your car conforms to road laws
5. Speak to your car insurance provider
6. Don’t rush your journey
7. Ask for hints and tips
8. Consider European Breakdown Cover

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Tesco Car Insurance is offering a voucher for a free MOT at Nationwide Autocentres (worth £50.35) to its new customers.

To get your free MOT all you need to do is buy a Tesco Car Insurance policy before July 23rd 2008 and enter the promotional code freemot into the promotional code box on the application form. The voucher will be valid for one year.

Plus, you can now earn 1 Clubcard Point for every £2 you spend on your Tesco Car Insurance policy and get up to a 15% online discount when you buy online.

What’s more you could benefit from a multi-car discount if another member of your household is already insured with Tesco Car Insurance and you will receive exclusive discounts with Nationwide Autocentres.

The offer excludes Northern Ireland and Tesco’s Value Car Insurance and does not apply to vehicles which are not less than 3 years old as at 30/09/08.

Click the link for more information about Tesco Car Insurance

This offer is current as of 27th JUNE 2008. Terms and Conditions apply. For more offers please refer to the Offers section of compareandsave.com’s ‘Your money matters blog’.

Yesterday we published a news story about the extra cost faced by those consumers who choose to pay for their annual car insurance premiums in monthly instalments (‘£624m bill for pay monthly car insurance customers’).

Many people choose to spread the cost of the insurance premiums over 12 months because they cannot afford to pay the lump sum in one go.

However, because the insurance company is effectively giving the customer a credit facility when they allow them to spread payments, it will charge the customer interest for the privilege. Unfortunately, the interest rates are quite high (above 20%) so the consumer ends up paying a substantial amount more for their insurance policy by paying monthly.

So, how can you avoid these interest charges? 

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Tesco have launched a new offer on their car insurance.

If you get a quote for Tesco Car Insurance and buy before 25th June 2008 you will receive a voucher for a FREE Kärcher Pressure Washer worth £100. The vouchers are redeemable at Tesco Direct where delivery is available at a charge of £6.50 (max).

To benefit from this offer you need to enter the promotional code ‘pressure’ into the 'Promotional Code' box on the quote form.

This offer only applies to new Tesco Car Insurance customers and Clubcard holders in their first year only. Clubcard holder will also get 1 Clubcard point for every £2 spent on car insurance premium. 

Tesco Car Insurance customers get exclusive discounts at Nationwide Autocentres including 15% off a full car service, 20% off their next MOT and 10% off on all repairs.

Buy online and receive 15% online discount, this discount is available to non Clubcard holders.

Plus, you can use your Clubcard vouchers towards the cost and earn Clubcard points on the cost of your Tesco Car Insurance premium.

Click on the link for further information on the Tesco Car Insurance offer.

This offer is current as of 1ST MAY 2008. Please check the provider’s product page for more information and conditions. For more offers please refer to the Offers section of compareandsave.com’s ‘Your money matters blog’.
 

As of April 23 2008 some changes have been applied to Sainsbury’s Car Insurance.

If you buy Sainsbury’s Car Insurance you will now benefit from these additional aspects of cover:

• Your children’s car seats will always be replaced after an accident
• A free courtesy car when your car is being repaired after an accident covered by your policy so long as you are getting your repairs done at one of Sainsbury’s recommended garages
• 24 hour accident recovery service
• £200 cover for any of your Sainsbury’s shopping you lose as a result of fire, theft or accident

Plus, you will benefit from all the great other features such as a 10% online discount for new customers and the opportunity of earning up to 75% no claims discount.

Click on the link for more information about Sainsbury’s Car Insurance

Tesco has announced that it is running a new on its car insurance products as part of their ‘Clubcard Exclusive Offers’ (you need a Clubcard to benefit).

If you get a quote for Tesco car insurance, and buy before 30 April 2008, Tesco will give you 1000 Clubcard points.

All you need to do is enter in the promotional code clubcard1000 in the promotional code box on the quote form.

Additionally, you will receive 1 Clubcard point for every £2 you spend on your Tesco Car Insurance premium.

What’s more, if you take out Level 4 Tesco Car Breakdown Assistance with your Tesco Car Insurance policy before 30 April 2008, Tesco will give you an extra 500 Clubcard points.

If you don’t currently have a Clubcard, go here for more information on how to get one.

New customers (in the first year only) will also receive a 15% discount if they buy their Tesco Car Insurance policy online and the offer does not apply to Value Car Insurance.

Tesco also offer exclusive discounts with Nationwide Autocentres including 20% off your next MOT, 15% off a full car service and 10% off on all repairs.

Click on the following link to learn more about this Tesco Car Insurance offer

The news is currently full of stories about the ever-worsening credit crunch. Because of this we have come up with our at-a-glance guide to what is going on in the world of personal finance, how it will effect you and how you can reduce its effects.

Contents

1. Credit cards & loans
2. Savings
3. Mortgages
4. Tips to further reduce the effect of the credit crunch

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Direct Line has announced a change to the way their comprehensive car insurance works.

The company say that “these days it’s almost impossible to protect your car from being vandalised” and, as a result, they have changed their car insurance policy so that the innocent party doesn’t end up footing the bill for criminal activity.

Take out Direct Line comprehensive car insurance and, if you’re a victim of vandalism, you won’t lose your no-claims discount when you claim to have the damage repaired.

On top of this, if you go to one of their recommended garages to get your car repaired, they will clean your car inside and out for free.

In 2006/7 there were 1,895,000 cases of car vandalism*, so it is not unreasonable to be thinking of how your car insurance works in case you are unfortunate enough to become a part of this statistic.

Another great thing about Direct Line car insurance is that if you’re hit by an uninsured driver, Direct Line will waive their excess and your no claims discount will not be affected, as long as you have comprehensive cover.

Plus:

• If you buy online, you will be given a 10% online discount 
• Named drivers on your policy will earn their own no claims discount
• Receive an extra 10% discount if you insure a 2nd car with Direct Line

Click here to apply for Direct Line Car insurance

*Source: Home Office Statistical Bulletin, Crime in England and Wales 2006/7

Tesco are currently running a promotion for its new car insurance customers.

If you get a car insurance quote and then go on to buy Tesco car insurance between 07 February and 02 April 2008, Tesco will give you a £50 voucher off either your shopping or your fuel at Tesco stores.

In order to qualify for this offer you need to:

1. Have a Tesco Clubcard (if you don’t have one you can apply for one online at http://www.tesco.com/clubcard/clubcard/ or by picking up an application leaflet in store)

2. Call or go online for a quote

3. Enter the promotion code shop50 on your online application in the promotional code box

4. Enter your full Clubcard number

5. Take out the policy before 02 April 2008

Here are some other great reasons to consider Tesco car insurance:

• Enjoy up to a 65% no claims discount

• Up to 15% discount if you apply online

• Multi-car discount if someone in your home already has insurance with Tesco

• Up to a 50% discount for named drivers when they choose to get their own car insurance from Tesco

• Exclusive discounts and freebies from Nationwide Autocentre including free ‘Car Essentials pack’ worth £5.95, free ’15 point car safety check’, 20% off your next MOT, 10% off on all repairs and 15% off a full service.
 

Read more about Tesco Car Insurance here