In recent weeks, the news has been full of stories reporting on the global credit crunch and how lenders are refusing more people credit with the aim of minimizing their exposure to debt and therefore to risk.
Your credit rating will be looked at when you try to get credit facilities (such as credit cards, loans, mortgages, mobile phone and broadband contracts and store cards) and when you go to open bank accounts and savings accounts.
In light of this, we have compiled a list of the best tips to help you to improve your credit rating so that you can increase your chances of getting the credit you want.

Top tips to improve and maintain your credit rating
Ash said: Interesting, would you say a late payment once in 6 months would be bad? It was only a day or two la...
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Student Special Part 1: Home Insurance
James said: I remember when looking for a policy, that insurers weren't particularly happy with house sharing, a...
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£100 for switching to Alliance and Leicester Premier Current Account
Sarah B said: This is a great offer, i've just applied for one and got my mum and dad too - get an extra £25 for r...
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Market leading credit card offer from Capital One
meringue87 said: Wow!! what a great offer from Capital One! It's been a long time since a credit card company have of...
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Poll results – 50% think credit card offers have deteriorated over past two years
meringue87 said: I think they have definitely got worse over the last couple of years but they seem to be picking up ...
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06 Feb 08
04:33 PM
18 Sep 08
05:11 PM