In recent weeks, the news has been full of stories reporting on the global credit crunch and how lenders are refusing more people credit with the aim of minimizing their exposure to debt and therefore to risk.
Your credit rating will be looked at when you try to get credit facilities (such as credit cards, loans, mortgages, mobile phone and broadband contracts and store cards) and when you go to open bank accounts and savings accounts.
In light of this, we have compiled a list of the best tips to help you to improve your credit rating so that you can increase your chances of getting the credit you want.

£100 for switching to Alliance and Leicester Premier Current Account
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Market leading credit card offer from Capital One
meringue87 said: Wow!! what a great offer from Capital One! It's been a long time since a credit card company have of...
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Poll results – 50% think credit card offers have deteriorated over past two years
meringue87 said: I think they have definitely got worse over the last couple of years but they seem to be picking up ...
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Keeping your garden safe through the summer months
Disco said: After reading this article I have now checked the content of my garden and found that with the addit...
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Do you know the ATM etiquette?
Sam said: This is good advice. I can't stand it when people get too close to me when using the ATM!
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06 Feb 08
04:33 PM