You can now get 0% on purchases until 1st March 2009 with the Capital One Low Rate Balance Transfer Credit Card, plus a low typical APR of 5.5% (variable) on balance transfers for the life of the balance.
From today you will now receive 0% on balance transfers and purchases until 1st October 2009 on the Capital One Platinum Credit Card.
Once the 0% offers run out, the typical APR will revert to a competitive rate of 15.9% (variable).
The Capital One Low Rate Credit Card now comes with a low typical APR of 8.5% (variable) for balance transfers and purchases until August 2012.
Plus, if you decide to transfer a balance from another credit card, you won’t have to pay an admin fee.
The new BT Credit Card, which offers customers money off BT phone bills, has just been launched on compareandsave.com.
The great thing about this card is its competitive low life of balance transfer interest rate of 6.9%, which you can only get by applying for the card on compareandsave.com.
The typical APR on the Barclaycard Long Term Balance Transfer Credit Card has been lowered from 16.9% to 14.9% (variable).
Plus, the typical APR applied to balance transfers, for the life of the balance, has been lowered from 6.5% to 6.3% with no admin fee to pay.
The MBNA Platinum Rewards Credit Card now comes with extended interest free periods on balance transfers and purchases.
The 0% offer on balance transfers (subject to a 2.9% admin fee) has increased from September 2009 to October 2009 and the 0% offer on purchases from November 2008 to December 2008.
What’s more, you will have the chance to benefit from a competitive typical APR of 15.9% (variable) and you will earn Reward points each time you use the credit card. For each £1 you spend, you will earn 1 reward point which can be redeemed in exchange for shopping vouchers, cash, flights and lots of other rewards.
You will also be able to manage your account online and be protected with MBNA secure which protects you and your credit card.
To apply for this card you need to be at least 18 years of age and pass the necessary credit checks.
Click the link for more information on the MBNA Platinum Rewards credit card
Tesco has increased its interest free balance transfer and purchase offers on its Clubcard and Bonus Credit Cards.
The provider has increased the balance transfer offer from 13 months to 14 months (subject to a balance transfer fee of 2.9%) and the 0% on purchases offer from 3 months to 6 months.
There is competitive typical APR of 16.9% (variable) on the Tesco Clubcard credit card , plus you get Clubcard points when you make purchases on the credit card. With a Tesco Clubcard, you usually earn 1 point for every £1 spent, however, you will receive 5 points for spending £4 in Tesco stores or when using the Tesco website. You will also receive 1 point per £4 spent on non-Tesco purchases.
The Clubcard points are redeemed in voucher form every quarter and sent to your home. These can then be used towards Tesco shopping or get quadrupled if you use them against Clubcard deals in the form of Deals Tokens.
The Tesco Bonus Credit Card has a typical APR of 15.9% (variable) and gives cardholders an annual rebate of a percentage amount of the interest that has been paid throughout the year.
Both credit cards have some good benefits, and come with an instant decision as to the success of your application, but the best one for you will depend on your circumstances.
If you regularly shop in Tesco or using Tesco Online, and think you will use the Tesco Clubcard credit card for new purchases, you stand to be suitably rewarded for using it.
However, if you don’t shop in Tesco, you are more likely to benefit from the Tesco Bonus credit card especially as it will refund you some of the interest you have paid over the past year. This will effectively lower the annual interest rate you are paying and could make it potentially more attractive to stick with after the 0% offers run out.
Click the relevant link for more information about the Tesco Clubcard Credit Card and the Tesco Bonus Credit Card.
Egg has extended its 0% balance transfer offer from 1 September 2009 to 1 October 2009 and its 0% purchases offer from 1 October 2008 to 1 November 2008.
If you choose to transfer a balance when you apply for the Egg credit card you will be charged a 3% admin fee.
You will also receive 0% for a maximum of five months on any balance transfers you make to the card in August 2010 and August 2011 (subject to a 2.5% balance transfer fee).
Plus, when you apply online you will be told whether or not your application has been successful within minutes and you will have the option of managing your account online.
The typical APR on the card is 16.9% (variable) and you need to be at least 18 years of age as well as on a salary of at least £10,000 per year to apply for the card.
Click the link for more information about the Egg Credit Card
Capital One has extended the 0% on purchases offer on its Low Rate Balance Transfer Credit Card by one month.
This means you can now get 0% on any purchases you make until February 2009.
Once the 0% offer on purchases runs out, the typical APR for purchases reverts to 15.9% p.a. (variable).
An additional plus is that this credit card comes with 5.5% on balance transfers for the life of the balance (subject to a 3% admin fee) and a free identity theft service.
What’s more, you can register online for free identity alerts provided by the credit reference agency Equifax.
To qualify for this card you must be at least 18 years of age and pass the relevant credit checks.
Click the link for more information about the Capital One Low Rate Balance Transfer Credit Card
Capital One has announced that its relatively new Low Rate credit card now comes with the additional bonus of some free cashback.
On July 7, in the blog titled NEW ‘Low Rate’ credit card from Capital One, we announced the launch of this new credit card from Capital One which was aimed at consumers wishing to pay low interest rates on their transactions for the life of their credit card balance.
The credit card’s name has now changed to the Capital One Low Rate with Cashback Credit Card and now offers the cardholder 0.5% cashback on all purchases made using the card.
The card comes with a low typical APR of 8.5% (variable) for the life of both balance transfers and purchases.
What’s more, unlike most other balance transfer credit cards, there is no admin fee to pay if you do transfer balances from other cards.
Additionally, you will benefit from free identity theft services and free identity alerts powered by Equifax.
Click the link for more information about the Capital One Low Rate with Cashback Credit Card.
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