The results for the compareandsave.com poll, ‘Have credit card offers improved, got worse or stayed the same over the past two years?’ are now in.

Thank you to all those people who took the time to participate in our poll and we hope you find the results as interesting as us.

Of the 301 people that took part in the poll, a massive 47.2% (142) said that they thought credit card offers had got worse over the past two years.

On the flipside, 25.2% (76) said that credit card offers had improved and 10.3% (31) said the offers had stayed the same.

The percentage of people who said they didn’t know if credit card offers had improved or not over the last two years was relatively high at 17.3% (52).

For those of you who thought credit card offers had deteriorated over the last two years, we currently have some great new credit card deals on the site.

The Capital One Platinum Credit Card is offering 0% on balance transfers and purchases until September 2009.

Plus, the Barclaycard Platinum Credit card is offering 6 months free gadget insurance which gives the cardholder £500 cover for gadgets and £500 for personal possessions.

Click the link to find out more about the Capital One Platinum Credit Card.

Intrigued by the gadget cover? Click the following link to find out more about the Barclaycard Platinum Credit Card.

We have today launched the new compareandsave.com breakdown cover poll. It is dotted around the site on most pages, so if you see it and have a few spare seconds, please have your say and make your vote.

Barclaycard are currently offering six months FREE Gadget and Personal Possessions Cover if you apply for one of the eligible Platinum credit cards before 5 September 2008.

The offer is running on the following credit cards:

• Barclaycard Platinum credit card with Balance Transfer
• Barclaycard Platinum credit card with Purchase and Long Term Balance Transfer
• Barclaycard Platinum credit card with Balance Transfer and Purchases

Once you receive your credit card you need to call Barclaycard to activate it before 30 November 2008 in order to get the six months FREE cover.

With the Gadget and Personal Possessions cover:

• You receive £500 gadget cover and £500 personal possessions cover
• You get £350 mobile phone insurance plus £2,000 airtime abuse cover (£500 for pay as you go customers)
• You get 90 days worth of worldwide coverage
• You can make up to three claims per year
• There is an excess of £25 per claim (this is how much you pay towards each claim)
• Items will only be covered if they are less than 3 years old
• Theft is not covered if from a commercial vehicle nor from convertibles or soft topped vehicles

When you register your insured item(s) your cover will not start for 14 days from the date of registration.

You will be able to cancel your cover at any point within the 6 month free period. If you don’t cancel the cover within the free period, and wish it to continue the cover will cost £8.99 per month thereafter, until you choose to cancel.

The offer is only available to new customers.

Click the relevant link for more information:

1. Barclaycard Platinum credit card with Balance Transfer
    
2. Barclaycard Platinum credit card with Purchase and Long Term Balance Transfer
    
3. Barclaycard Platinum credit card with Balance Transfer and Purchases
    

This offer is current as of 12th JUNE 2008. Terms and Conditions apply. For more offers please refer to the Offers section of compareandsave.com’s ‘Your money matters blog’

Those people who apply online for a Barclaycard Platinum credit card by 6 June 2008 will receive six months FREE identity protection alert as part of an exclusive online offer from Barclaycard.

What’s more, the Barclaycard Platinum offers 0% on all balance transfers for 14 months (admin fee 2.9%) and a competitive typical APR of 14.9%.

Plus, you will pay 0% interest on all purchases made using the card for 3 months and have the option of managing your account online.

To apply for the Barclaycard Platinum you need to be at least 21 years of age and have a minimum income of £10,000 per annum.

Click the link to find out more about this limited edition offer for the Barclaycard Platinum credit card.

This offer is current as of 3rd JUNE 2008. Terms and Conditions apply. For more offers please refer to the Offers section of compareandsave.com’s ‘Your money matters blog’.

Today is the last day of the Barclaycard survey which for the last month has been giving all who complete it a Thomas Cook money-off voucher worth up to £150.

The Barclaycard survey takes just a few minutes to complete and asks participants about their spending habits both on and offline.

Once you have completed the survey, you just need to enter in your address details so we can send you the voucher.

The voucher will be worth £150 to a group of 2 people booking a holiday of 14 nights or more or £100 for a group of 2 people booking a holiday for 7 nights or more or a single person booking a holiday for 14 nights or more.

What’s more, if you use your Barclaycard to pay for your holiday, you won’t have to pay the usual 2.5% credit card fee.

Click on the link to take part in the Barclaycard survey

If you are going on holiday, don't forget your Travel Insurance

In recent months our household finances have been squeezed by rising mortgage, utility, food and petrol prices.

For many, this will mean that a summer holiday this year is out of the equation because there won’t be any spare cash once all the bills are paid for.

However, as we all know, taking a break out from the stresses and strains of daily life can revitalise even the most tired soul and prepare it for another year of hard work.

So, if you have resigned yourself to the fact that you won’t be jetting off to warmer climes this summer, think again.

Here are our top tips to help you budget for a summer holiday including how to get your hands on a money-off voucher for Thomas Cook worth £150.

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Today is the last chance to enter our Barclaycard survey to be in with the chance of winning an iPod.

For the last 19 days, we have been offering our readers the chance to be one of our daily iPod winners.

On top of this, each reader who enters the competition will automatically receive a £150 Thomas Cook voucher to go towards a holiday from the travel agent.

All you need to do is fill in a very short survey about credit cards for Barclaycard and enter your address details so that you can be sent your Thomas Cook money off voucher.

After today, and until the end of May, you can still complete the survey to earn the £150 Thomas Cook voucher.

To be in with a chance of winning and to eanr your £150 Thomas Cook voucher, click on the link to complete the Barclaycard survey.

Braclaycard offer a range of products including the Barclaycard Platinum Credit Card, which offers 0% for 14 months on balance transfers, and the Barclaycard Long Term Credit Card, whcih offers a low APR of 6.3% for the life of any balance transferred to it.

This offer is current as of 20th MAY 2008. Terms and Conditions apply. For more offers please refer to the Offers section of compareandsave.com’s ‘Your money matters blog’.

The Barclaycard Cashback Credit Card is offering 4% cashback on all spending until 31 July 2008, with a limit on the amount of cashback you can receive set at £30 per month.

On top of this, you will benefit from a competitive typical APR of 15.9% per annum and 0% APR on balance transfers for 12 months.

The offer is replacing the old deal of 1% cashback on petrol and supermarket shopping paid for on the Barclaycard Cashback Credit Card.

When this offer ends on 31 July 2008, the cashback rate will drop to 0.5% until 1 January 2010. However, this lower cashback rate will apply to all spending and not just to petrol and shopping paid for with the credit card and so, although the rate is lower, you will have more opportunity to earn some cashback.

To apply for a Barclaycard Cashback Credit Card you need to be at least 21 years of age and have a minimum gross annual income of £10,000.

Click on the link for more information about the Barclaycard Cashback Credit Card offer.

This offer is current as of 20th MAY 2008. Please check the provider’s product page for more information and conditions. For more offers please refer to the Offers section of compareandsave.com’s ‘Your money matters blog’.

Barclaycard has changed all of its 0870 numbers to 0844 numbers.

To call customer services you now need to ring: 0844 811 9111 where lines are open 24 hours a day, seven days a week.

To alert Barclaycard to the possibility of overseas card usage ring the ‘Going Overseas’ line on: 0844 811 9091.

For ‘Additional services’ the number to ring is now: 0844 811 9141.

Calls to 0844 numbers are cheaper than 0870 numbers and should cost no more than 5p per minute, plus 6p call set-up fee (current at January 2008). The price on non-BT lines may differ.

Click for more information on Barclaycard

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