Egg has extended its 0% balance transfer offer from 1 September 2009 to 1 October 2009 and its 0% purchases offer from 1 October 2008 to 1 November 2008.

If you choose to transfer a balance when you apply for the Egg credit card you will be charged a 3% admin fee.

You will also receive 0% for a maximum of five months on any balance transfers you make to the card in August 2010 and August 2011 (subject to a 2.5% balance transfer fee).

Plus, when you apply online you will be told whether or not your application has been successful within minutes and you will have the option of managing your account online.

The typical APR on the card is 16.9% (variable) and you need to be at least 18 years of age as well as on a salary of at least £10,000 per year to apply for the card.

Click the link for more information about the Egg Credit Card

The 0% balance transfer offer on the Barclaycard Platinum has been extended by a month from October 2009 to November 2009.

This means that the Barclaycard Platinum currently offers one of the longest interest free balance transfer offers on the market, at 15 months.

The card also comes with 0% on purchases for 3 months and a low typical APR of 14.9% (variable).

What’s more, you will also receive retail and travel discounts, plus free gadget insurance for 6 months if you apply for the card by 5 September 2008.

To be eligible for the card you need to be at least 21 years of age and have an income of at least £10,000 per year. If you choose to transfer a balance from another card you will be charged a 2.9% balance transfer fee.

Click the link for more information on the Barclaycard Platinum Credit Card

Capital One has extended the 0% on purchases offer on its Low Rate Balance Transfer Credit Card by one month.

This means you can now get 0% on any purchases you make until February 2009.

Once the 0% offer on purchases runs out, the  typical APR for purchases reverts to 15.9% p.a. (variable).

An additional plus is that this credit card comes with 5.5% on balance transfers for the life of the balance (subject to a 3% admin fee) and a free identity theft service.

What’s more, you can register online for free identity alerts provided by the credit reference agency Equifax.

To qualify for this card you must be at least 18 years of age and pass the relevant credit checks.

Click the link for more information about the Capital One Low Rate Balance Transfer Credit Card

The Sony Credit Card is back offering 0% for 12 months on balance transfers (subject to a 3% fee) and Pulsebeat points every time the card is used, with triple points on offer when it is used to pay for Sony products.

Sony Pulsebeats can be exchanged for Sony entertainment products including music, movies, games and electronics.

Plus, when the card is used for a purchase within the first 90 days of opening the account, the cardholder will receive 3000 Pulsebeats; enough to claim up to two free DVDs or a Playstation 2 game.

The Sony Credit Card also comes with 0% on purchases for 3 months from the date the account is opened and a low typical variable APR of 15.9% p.a.

Sony Credit Card customers can also choose to have a MasterCard or a Visa card and won’t have to pay an annual fee.

To apply for this card, customers must be at least 18 years of age and have a good credit history.

Click the link for more information on the Sony Credit Card

MBNA have today launched a new offer on their Platinum and Platinum Rewards credit cards.

New customers on either card will benefit from 0% on balance transfers until 1st September 2009 (subject to a 2.9% admin fee) and 0% on purchases until 1st November 2008.

Both the MBNA Platinum credit card and the MBNA Platinum Rewards credit card come with a low typical variable APR of 15.9% and require borrowers to be at least 18 years of age.

They also both come with online account management and no annual fee.

The MBNA Rewards credit card gives 1 reward point for every £1 spent on the card and comes with MBNA Secure which protects both you and your card.

Click the relevant link for more information about:

MBNA Platinum Credit Card

MBNA Platinum Rewards Credit Card

This offer is current as of 16th JULY 2008. Terms and Conditions apply. For more offers please refer to the Offers section of compareandsave.com’s ‘Your money matters blog’.

Capital One has launched a new low rate credit card aimed at people looking for a cheap low rate for the life of their balance transfers and purchases.

The Capital One Low Rate Credit Card offers a low typical APR of 8.5% p.a. variable on both balance transfers and purchases plus does not charge a balance transfer fee.

The low rate will help cardholders to manage their finances without having to worry about the rate climbing at the end of a promotional period.

It also comes with a free identity theft service.

The card is available to those aged 21 and over, with a minimum annual income of £10,000.

Click the link for more information about the Capital One Low Rate Credit Card
 

Capital One is offering 0% interest on balance transfers and purchases until 1st September 2009.

As well as offering the best interest-free offer for balance transfers and purchases, the Capital One Platinum credit card also comes with one of the lowest typical APRs currently on the market at just 12.9% variable.

The new deal is one of the best credit card offers seen by the market in years and one of the first in a long time to offer the same lengthy interest-free period on both balance transfers and purchases.

In addition, the Capital One Platinum credit card comes with a free identity theft service and free identity alerts powered by the credit reference agency, Equifax.

You will be eligible for this fantastic offer if you are at least 21 years of age and have a minimum income of £10,000.

If you do choose to transfer a balance over from another credit card, it will be subject to a 3% balance transfer fee. However, the amount you will save from the 15 month interest-free period should easily beat the cost of the 3% fee meaning you are still set to make substantial savings. Our balance transfer calculator will give you an estimate of just how much you are set to save if you switch credit cards.

Click the link to find out more about the Capital One Platinum credit card.
 

This offer is current as of 4th JUNE 2008. Terms and Conditions apply. For more offers please refer to the Offers section of compareandsave.com’s ‘Your money matters blog’.

As of May 14 2008, a new offer is running on the Lloyds TSB Platinum credit card.

The first feature of the offer is a reduced typical APR of 15.9% - 1% less than the previous APR of 16.9%.

Additionally, the Lloyds TSB Platinum credit card now comes with a 14 month 0% balance transfer offer and an interest-free period of three months for any purchases made on the card.

On top of this, those who sign up for a Lloyds TSB Platinum credit card will benefit from a free additional card should they need one plus the ability to manage their credit card account either online, by phone or in their local branch.

Click on the link to find out more about the Lloyds TSB Platinum credit card offer

This offer is current as of 15th MAY 2008. Please check the provider’s product page for more information and conditions. For more offers please refer to the Offers section of compareandsave.com’s ‘Your money matters blog’.
 

The new Compare and Save poll is now live on the website and we need your views on the topic.

This month we have decided to ask for your opinion on credit card offers over the last two years.

We want to know if you, as the consumer, think that credit card offers now offer more or less value for money as compared to two years ago.

Credit card offers range from 0% interest periods on purchases, interest-free periods on balance transfers moved from other credit cards and cash back offers and reward schemes.

For an offer to have improved, it may be offering more relevant reward schemes, or the interest-free periods will have been extended, or changed in some way, to make using the credit card more beneficial to your finances.

Let us know what you think and in a month we will publish and analyse the results.

Visit the polls section to take part.
 

Credit cards can be great if they are used correctly. These top ten tips for switching credit cards will set you well on your way to getting the most out of your plastic.

Contents

1. Shop ‘til your rates drop
2. Give the balance life
3. Don’t be a big spender
4. How low can you go?
5. Say goodbye to your overdraft/loan
6. A million faces
7. When will it end?
8. Memory of an elephant or a goldfish?
9. I promise to pay the bearer on demand the sum of...
10. Bye bye balance

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