Most people’s only experience with travel insurance is when they have purchased it after booking a trip through a travel agency. But there are other options available too, and they can save you money. Buying travel insurance through your travel agency is convenient, but, like the corner convenience market you can nip round to when you’re low on milk, you tend to pay more. Before booking a trip, it is well worth your while to compare travel insurance policies to see if they offer the coverage you need. Often you can buy coverage right online and save money over the coverage offered through your travel agent.

Travel insurance may seem like one more extra expense on top of an already expensive holiday, but in reality, it is not that expensive, and it can be a real lifesaver if something goes awry with your plans. You can take out travel insurance to cover stolen or lost baggage, liability should you damage someone’s property, and to cover you with life insurance when your ordinary house or life insurance doesn’t cover you when you travel.

The easy option is accepting the travel insurance offered by a travel agent, but it’s by far the cheapest and you do not have to do this. You can buy travel insurance in other places and not just from the travel agency, and like with most things in life, it pays to shop around and compare. Who knows? Buying travel insurance outside your travel agency could leave you with a few more quid in your pocket to enjoy while you’re on holiday.