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New customers can now get 0% for 12 months on any balances transferred over to the new Lloyds Platinum Mastercard (subject to a 3% admin fee). The credit card also offers 0% on purchases for 3 months.

To qualify for the balance transfer offer, cardholders must spend at least £100 on the card in the first three months of opening their credit card account.

Once you have your credit card, you will have the freedom to manage your account online, over the phone or at your local Lloyds TSB branch.

The Lloyds platinum credit card also comes with a competitive typical APR of 15.9% (variable) a guarantee against fraud loss and Active Account Monitoring where fraud specialists will contact you if any suspicious transactions are made on your card.

To qualify for this card you must be at least 18 years of age, a UK resident and have no county court judgements (CCJs).

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