Discuss. Discover. Save. - Your Money Matters™ Blog

The interest-free offer currently running on the Capital One Platinum Credit Card has been extended, AGAIN!

On 4th June, Capital One launched an offer that would give new applicants 0% on balance transfers and purchases until 1st September 2009; the equivalent of almost 15 months. On 4 July, this offer was extended to 1st October 2009.

Capital One has now announced that this offer has been extended (again) to 1st November 2009, meaning that new customers applying today would still benefit from a 15 months interest-free period on their purchases and balance transfers.

Meanwhile, they have increased the typical APR on the card from 12.9% to 14.9% (variable), but this shouldn’t be too much of an issue as you will have 0% until 1st November 2009 on balance transfers and purchases and are still set to make substantial savings on interest charges.

This credit card is available to anyone aged 21 and above, with a minimum income of £10,000 (subject to passing the Capital One credit checks).

If you move balances over from other credit cards, you will be charged a 3% admin fee.

Click the link for more information about the Capital One Platinum Credit Card.

This offer is current as of 29th JULY 2008. Terms and Conditions apply. For more offers please refer to the Offers section of compareandsave.com’s ‘Your money matters blog’.

Tesco has introduced a new structure for its Home Insurance products and is offering new customers a free voucher which can be spent on shopping or fuel.

There are now three types of Tesco Home Insurance policy; Finest, Standard or Value.

Additionally, if you apply for a quote before 20th August 2008, you will receive a shopping or fuel voucher worth up to £60 when you go on to buy the policy.

The value of the voucher you receive will depend on the type of cover you buy. You will receive a £60 voucher if you buy a Tesco Finest Home Insurance policy, £40 when buying the Standard policy and £10 for buying the Tesco Value policy.

To be eligible for the voucher, you need to enter the code homevoucher into the ‘Promotional Code’ box on the Tesco Home Insurance application form.

With both the Value and Standard policies you will receive up to £1 million home building insurance cover. The Finest policy comes with unlimited building cover.

Click the link for more information about Tesco Home Insurance 

This offer is current as of 29th JULY 2008. Terms and Conditions apply. For more offers please refer to the Offers section of compareandsave.com’s ‘Your money matters blog’.

This section of Part 1 of our Breakdown Cover Special will talk you through how to minimise the chance of the top-ten causes of car breakdowns happening to your vehicle.

According to the AA many of the most common problems dealt with at the roadside can “be avoided with the correct preventative care”.

1. Flat battery and other battery related problems
2. Lost keys
3. Flat/damaged tyres and wheels
4. Faults with alternators
5. Problems with starter motor
6. Distributor cap faults
7. Problems with fuel
8. Broken clutch cables
9. Faulty spark plugs
10. Broken HT leads

[More]

Breaking down is not only inconvenient; it can also be very dangerous.

This section of the first part of our Breakdown Cover special will guide you through the ten most common causes of breakdowns

1. Flat battery and other battery related problems
2. Lost keys
3. Flat/damaged tyres and wheels
4. Faults with alternators
5. Problems with starter motor
6. Distributor cap faults
7. Problems with fuel
8. Broken clutch cables
9. Faulty spark plugs
10. Broken HT leads 

[More]

Any vehicle can break down, regardless of how old or new it is. You could buy a brand new car and be driving it home from the garage on the motorway and accidently puncture a tyre, or you could be driving your 14-year-old 1.4 litre Peugeot down the road when the exhaust decides it’s time to fall off, suddenly making your small car sound like a tank.

In this five-part special, which will be released over the course of eight weeks, we are going to talk you through different aspects of car breakdowns. Part 1 ‘What are the ten most common causes of breakdowns and what can I do to prevent them?’ will be released tomorrow and will provide handy hints and tips which will hopefully reduce your chances of breaking down in the first place.

Later parts will guide you through such things as what you should do if you break down on motorways and standard roads, how to use jump leads and the importance of a good breakdown cover policy.

Alliance and Leicester is currently offering £100 to new customers who switch from their existing current account to the Alliance and Leicester Premier Current Account using its Premier Switching Service.

The current account pays 1% AER on balances up to £2,500 and then 0.10% on anything over this.

You will also have access to an overdraft with a typical EAR of 0% for the first 12 months after the account is opened. The maximum overdraft limit is £2,500.

After the 12 month period you will be charged 50p for every day that the overdraft is used, up to a maximum of £5 per month.

What’s more, you will get an exclusive linked PlusSaver savings account which pays 5.25% gross p.a. (variable) on balances up to £50,000.

To qualify for these excellent benefits, you need to be 21 or over and must pay in at least £500 into your account each month.

Plus, there is the option to manage your account either online, by phone or in branch.

If your application for the bank account is successful, through the Premier Switching service, £100 will be credited your new Premier Current Account within 15 weeks of it being opened.

Click the link for more information about the Alliance and Leicester Premier Current Account
 

Barclays are offering £50 cashback when you buy a combined buildings and contents home insurance policy.

It is also offering a 10% online discount which will be applied on each occasion you go on to renew your policy.

Barclays can provide buildings insurance up to £500,000 and contents insurance up to £50,000.

Your TVs, satellite boxes, aerials, games consoles, glass and mirrors will be covered in the event of accidental damage when you take out Barclays Contents Home Insurance.

What’s more, under the buildings insurance Barclays will provide you with up to £10,000 for you, your family and even your pets to live in temporary accommodation if you home becomes inhabitable as a result of fire or a flood.

Click the link for more information about Barclays Home Insurance

More Than is offering a new and improved no claims discount offer to its car insurance customers as of today.

When you buy a More Than Car Insurance policy you will get a 10% discount. You will then get a 20% no-claims discount in the 2nd year, and every year after that, providing you stay claim free.

Also, if you have accumulated 4 years or more no claims discount More Than will protect it for the life of your motor insurance policy.

What’s more, you will also receive a 50% discount off More Than Breakdown Cover.

Plus, you will be given a free courtesy car to use while your car is being repaired by a More Than recommended repairer following an accident (if you have Comprehensive cover).

Click the link for additional information about More Than Car Insurance
 

This offer is current as of 21st JULY 2008. Terms and Conditions apply. For more offers please refer to the Offers section of compareandsave.com’s ‘Your money matters blog’.

The Sony Credit Card is back offering 0% for 12 months on balance transfers (subject to a 3% fee) and Pulsebeat points every time the card is used, with triple points on offer when it is used to pay for Sony products.

Sony Pulsebeats can be exchanged for Sony entertainment products including music, movies, games and electronics.

Plus, when the card is used for a purchase within the first 90 days of opening the account, the cardholder will receive 3000 Pulsebeats; enough to claim up to two free DVDs or a Playstation 2 game.

The Sony Credit Card also comes with 0% on purchases for 3 months from the date the account is opened and a low typical variable APR of 15.9% p.a.

Sony Credit Card customers can also choose to have a MasterCard or a Visa card and won’t have to pay an annual fee.

To apply for this card, customers must be at least 18 years of age and have a good credit history.

Click the link for more information on the Sony Credit Card