• Credit Cards
• Personal Loans
• Mortgages
• Bank Accounts
• Savings Accounts

Bank Accounts

Having somewhere safe to leave your money is the very least that people expect from their bank account these days although this is still a valuable benefit.  Bank accounts form the basis of all manner of personal transactions and so flexibility and the range of features on offer has become more important than ever. Read more...>

	Barclays Bank 17.9% EAR overdraft with no monthly fees	0%	£1000
	Barclays Additions Active 3% AER interest paid on balances over £1	3.00%	-
	Alliance & Leicester Premier Direct Feature packed current account with a superb interest rate + benefits	8.50%	£500
	HSBC Bank Free telephone banking and 24/7 Internet access	2.50%	-

The high street banks are always competing to attract new customers and they constantly introduce new variations on recognised themes.

At the heart of all bank accounts there are two main rates, the interest rates that you will be charged to borrow money, even if that’s as part of an overdraft, and the interest rate that you will be paid if you have savings.   

Assessing what you need from a bank account is the first step to choosing the right one.  If borrowing money is a priority to you rather than a high rate of return on savings or if access via the internet is more important than a local branch then these are factors you should consider.