Bank Accounts

Having somewhere safe to leave your money is the very least that people expect from their bank account these days although this is still a valuable benefit. Bank accounts form the basis of all manner of personal transactions and so flexibility and the range of features on offer has become more important than ever. Read more...>

Best deals for Current Accounts

	AER	Overdraft EAR	Min Monthly Deposit
Barclays Bank 0% overdraft EAR for 12m when you pay in £1,000 a month	0%	0%	£1000	More Info
First Direct £100 when you switch your banking to first direct. Switch now	0%	12.90%	-	More Info
Alliance & Leicester Feature packed current account with a superb interest rate + benefits	8.50%	0%	£500	More Info

The high street banks are always competing to attract new customers and they constantly introduce new variations on recognised themes.

At the heart of all bank accounts there are two main rates, the interest rates that you will be charged to borrow money, even if that’s as part of an overdraft, and the interest rate that you will be paid if you have savings.

Assessing what you need from a bank account is the first step to choosing the right one. If borrowing money is a priority to you rather than a high rate of return on savings or if access via the internet is more important than a local branch then these are factors you should consider.